First-Time Home Buyer Information Session – January 22, 2025: A No-Pressure Workshop to Help You Buy in 2026–2027

by Scott Cooper

First-Time Home Buyer Information Session – January 22, 2025

A No-Pressure Workshop to Help You Overcome the Obstacles to Homeownership in 2026–2027

Buying your first home shouldn’t feel impossible.
But today’s market, headlines, interest rates, and high rents have left many first-time buyers feeling stuck, unsure, or defeated before they even begin.

What most people don’t realize?
There are more pathways into homeownership today than ever before — you just need someone to show you how to navigate them.

That’s why we’re hosting a free, no-obligation First-Time Home Buyer Information Session on January 22nd from 6:30–8:30pm at our beautifully designed shop at 63 Collier Street in downtown Barrie.

This session is built to give you the information, tools, and confidence we wish we had when we bought our first homes.

🌟 What You’ll Learn (And Why It Matters for 2026–2027 Buyers)

1. The Hidden Advantages First-Time Buyers Have Right Now

The current market may feel tough, but in reality, 2025–2026 is shaping up to be one of the best windows for first-time buyers in over a decade:

Less competition from other buyers
Negotiation power not seen in previous years
Price stabilization across key markets
More available inventory
Motivated sellers open to concessions

These conditions won’t last forever — historically, they rarely do.

2. Programs, Incentives, and Tools Most Buyers Don’t Know They Qualify For

We’ll walk through every major program available to you, including:

First-Time Home Buyer Incentive (FTHBI)
RRSP Home Buyers' Plan (HBP)
Land transfer tax rebates and credits
Government-backed down payment assistance programs
Rent-to-own pathways for buyers who need time to build credit or savings

Even if you think you won’t qualify — you might be surprised.

3. How Rent-to-Own REALLY Works (The Good and the Bad)

We’ll explain:

When rent-to-own is a smart stepping stone
When it’s risky
What to watch out for
How to structure it safely
Who it’s ideal for in 2026–2027

Renting doesn’t have to mean waiting forever.

4. The Wealth-Building Mindset Behind Owning vs. Renting

Buying your first property isn’t just a transaction — it’s the foundation of long-term financial stability.

We’ll cover:

How owners build equity (even slowly)
Why the first home matters more than the dream home
The compounding effect of real estate over 5–10 years
Real examples of Canadians who built wealth starting with very little

This is the part nobody teaches in school — but it changes everything.

5. Financing: What You Need, What You Don’t, and What Lenders Look For

We’ll break down financing in simple, understandable terms:

Minimum down payments
How to prepare your credit
Debt-to-income ratios
How to qualify faster
Creative financing options
What to expect from lenders in 2025–2026

You’ll leave with a clear roadmap.

6. A Step-by-Step Plan to Get You from Renting → Owning

Every attendee receives a First-Time Buyer Value Kit, including:

A personalized step-by-step plan
Budgeting worksheets
Checklists
A timeline for purchase readiness
A guide to what to expect at each stage

You’ll know exactly what to do next, even if you’re starting from zero.

🎁 What You’ll Walk Away With

Every attendee leaves with:

A clear understanding of their buying options
A personalized readiness plan
Access to unique opportunities and programs
A resource kit you can use anytime
The confidence to take the next step when you’re ready

And again — no pressure, no sales pitch, and no obligation.

We only offer these sessions occasionally, and they tend to fill quickly.

📍 Event Details

Date: January 22, 2025
Time: 6:30–8:30pm
Location: 63 Collier Street, Barrie (inside our unique, boutique-style real estate office)
Cost: Free
Who Should Attend: